HOT CREDIT CARD TIPS!

By Ralph Decker

 There are some very important things to remember when using credit cards. You should never spend more on them then you can afford to pay with your next payment. If your going to pay a $200 payment you should accept credit card try to keep spending under $200. More like $150 to keep room for interest. If you need to make a large purchase thats an emergency, you should increase your normal payment. Never pay just the minimum and never max it out. The less credit you have available the more its going to effect your credit score even if you have never been late. accept credit card