Payday loans and credit repair: first month

The First Month

Take out a pencil and paper. List down all your debts and creditors as well as the due dates when they’re supposed to be paid. Underline taxes, bills and debts that are already due or past due. Next, make a list of all expected income including income that may come from other sources aside from your salary. Third, make a list of all needs that you still need to spend on like food, water, etc. Include all of these in a 30-day schedule.

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